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Ryan T. Fleming, CLU, ChFC, CFP, Pacific Capital Resource Group

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Dealing With the Death of a Loved One

 (click on link to view chapter- requires Adobe Acrobat Reader.  Click Here to install)

  1. Introduction

     

  2. Immediate Concerns-
    What to do First: Police, Doctors, Autopsies, Traveling, Organ Donations

  3. Taking Care of Survivors
    Normalizing Life as quickly as possible; Money;Emotions;Pets;Elder Care

  4. Taking Care of Funeral Arrangements
    Choosing the type of internment; Deciding on a memorial service; Slecting the cemetery lot or niche and related financial aspects of the arrangements.

  5. Getting Organized
    Going into the home; What to look for; Who to contact; Bills and debts; Scams and Con-Artists

  6. Legal Matters- How Property Passes at Death
    Locating the will; No will; Small estates; Probates; Will contests; Legal representatives; Creditors; Inventory of Assets; Closing the estate;Property in other estates; Guardians; Minor Children; Guardinaship for the deceased; Existing Trusts

  7. Informal Procedures- When No Court Proceeding is Needed
    Community property agreement; Trusts; Joint Tennants and Right of Survivorship; POD Transfers; Life Insurance; Pensions; IRA's and Annuities

  8. Life Insurance and Other Benefits
    Locating policies and other coverage; Lost Policies; Filing a claim; Social Security benefits; Vetrans benefits; Employee benefits

  9. Taxes
    Last income tax return; Estate income taxes; Estate Taxes- Federal and State; Property Outside Washington; Property Taxes

  10. Where to Get Help
    Locating and Attorney, accountant, insurance agent, and funeral director; Locating a Life Insurance Policy; Obtaining a copy of the death certificate; How to change title to vehicles

  11. Glossary





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